Review of CoinPayments in 2026 checking whether Monero remains supported for merchants, covering legacy platform listings, fees, integrations and privacy trade-offs.
CoinPayments has provided cryptocurrency payment processing to merchants since 2013. As of October 2026 the company reports more than 250,000 partners and merchants in 180 countries and more than $50 billion in total volume processed.
The service runs two separate platforms at the same time. Legacy pages updated through October 2026 list Monero (XMR) among supported coins and display its fee and confirmation settings. The newer platform, whose supported-coins page was refreshed on 29 September 2026, presents only a reduced selection of popular assets and does not list XMR in its summaries.
Merchants therefore encounter different coin options depending on which platform they use. The legacy system continues to carry the full historical range of assets, while the newer system prioritises features such as MPC security and batch withdrawals for its core coins.
Legacy CoinPayments pages such as supported-coins-bep2, supported-coins-all and index.php?cmd=supported_coins continue to list Monero (XMR) with a 0.5 % or 3.0 % payment fee, a requirement of three block confirmations, and live USD pricing as of October 2026 page loads.
The new platform’s supported-coins summary, updated 29 September 2026, shows only popular coins and offers no visible XMR entry, leaving parity with legacy unclear.
Third-party 2026 directories including Monerica.com (updated July–October) and a July Monero gateway guide still list CoinPayments as an XMR merchant processor for Magento, WooCommerce and OpenCart plugins, with the original 2018 tutorial remaining accessible on coinpayments.net.
No delisting notice has appeared, yet the split infrastructure creates uncertainty: merchants on the newer platform may lack the XMR option that legacy users retain.
Legacy CoinPayments pages display inconsistent XMR payment fees. Some list 0.5% while others state 3.0%, with all figures drawn from October 2026 page loads. Confirmations remain fixed at three blocks across every legacy listing examined.
| Legacy Page | Fee | Confirmations | XMR Price (USD) |
|---|---|---|---|
| supported-coins-bep2 | 0.5% | 3 blocks | ~$343.78 |
| supported-coins-all | 0.5% | 3 blocks | ~$346.16 |
| index.php?cmd=supported_coins | 3.0% | 3 blocks | ~$523.50 |
| legacy supported-coins | 3.0% | 3 blocks | ~$550.83 |
The new platform page updated 29 September 2026 quotes a flat 1% fee for popular coins yet does not list XMR at all. Price discrepancies across legacy sub-pages exceed $200 per XMR on the same date, underscoring that merchants must verify the exact page serving their account before relying on published rates.
CoinPayments supports Monero acceptance through plugins for WooCommerce, Magento, and OpenCart. These extensions appear in 2026 directories of Monero merchant services and connect stores to the processor for direct XMR payments.
Merchants generate API credentials from their CoinPayments account and enter them into the plugin configuration panel on each platform. The tools handle invoice generation and status updates automatically once the required confirmations occur.
An official Monero tutorial page remains live at coinpayments.net/resources/tutorials/56. It outlines payment processing setup for merchants and continues to reference the legacy infrastructure where XMR listings are maintained.
Developers who need custom flows can use the same tutorial as a starting reference for API calls tied to Monero transactions.
CoinPayments requires merchants to complete identity verification during account setup. This KYC step directly associates the merchant's personal or business details with every Monero payment processed on the platform.
Dashboard access occurs over clearnet connections, exposing the merchant's IP address to the service. While Monero conceals transaction details on-chain, CoinPayments still records timing, amounts, and destination data that can be linked to the verified account.
The service provides no additional privacy guarantees beyond standard Monero protocol features. It cannot prevent correlation through withdrawal addresses, conversion flows to other assets, or records shared under legal compulsion. Merchants remain visible to the processor as the central point of control.
Integration plugins connect to CoinPayments nodes without built-in routing through anonymity networks. Any on-ramp or off-ramp activity tied to the same account further reduces separation between on-chain activity and real-world identity.
Practical steps include using separate accounts for different stores and routing dashboard traffic through privacy tools where possible. These measures mitigate some exposure but do not remove the trust placed in the centralized processor itself.
Legacy platform pages list XMR as supported with three-block confirmation requirements and live pricing. Third-party directories updated through October 2026 continue to reference CoinPayments integrations for Magento, WooCommerce, and OpenCart. No delisting announcements have appeared.
Legacy listings show either 0.5 percent or 3.0 percent depending on the specific coin page viewed in October 2026. The new platform quotes 1 percent for popular coins but does not display XMR rates in its public summary.
The new platform’s September 2026 supported-coins page does not enumerate XMR among highlighted assets. Sources leave unclear whether existing legacy merchants can migrate XMR processing or whether new accounts must remain on legacy infrastructure.
Monero-focused gateway guides recommend checking other processors listed on Monerica.com that offer direct XMR plugins without requiring legacy platform access. Merchants should verify current coin lists and fee structures before integration.
