Stack Wallet review covering its open-source design, Monero support, platform options, recent 2026 updates and privacy trade-offs for users seeking a non-custodial multi-coin wallet.
Stack Wallet is a fully open-source non-custodial multi-coin wallet developed by Cypher Stack under the Stack Wallet LLC entity. All private keys and seeds are generated and stored locally on the user device rather than on any central server.
The entire codebase is published on GitHub under the GPL-3.0 license. The repository currently shows 461 stars and receives regular commits that reflect ongoing maintenance into 2026. The project exited beta with version 2.0.0 in May 2024 and has continued shipping updates that strengthen its position within the Monero ecosystem through the same development team.
Distribution remains straightforward and user-controlled. Official builds appear on Google Play, the Apple App Store, direct APK files, a dedicated F-Droid repository maintained by the project, and native desktop packages for Windows, macOS, and Linux. No browser extension is offered. The wallet carries no documented history of hacks, breaches, or regulatory actions.
Stack Wallet’s official homepage lists nine supported coins as of October 2026, while the GitHub README documents twenty-three assets. The narrower homepage selection includes Monero alongside Bitcoin, Bitcoin Cash, Firo, Epic Cash, Namecoin, Wownero, Litecoin and Dogecoin. The fuller roster adds Bitcoin Frost, Banano, Cardano, Dash, MimbleWimbleCoin, Ethereum, Ecash, Fact0rn, Nano, Particl, Peercoin, Salvium, Solana, Stellar, Tezos and Xelis, confirming broader multi-coin reach than the marketing page suggests.
Release cadence remained steady through 2026. Version 2.7.1 (build 316), published 24 August 2026, introduced ShopInBit integration and Firo Spark fixes. Version 2.6.0 (build 310), released 26 June 2026, added CakePay gift-card support, Exolix exchange routing and Litecoin Ordinals management. Earlier 2025–2026 updates delivered Solana token handling, sign-and-verify messaging and stability improvements for privacy coins. The pattern of regular point releases indicates active maintenance focused on exchange features and privacy-coin reliability rather than new asset onboarding.
Stack Wallet generates and stores private keys and seeds entirely on the user's device, giving full local control over Monero funds without any server custody. This setup aligns with XMR's emphasis on user sovereignty but places the entire burden of seed security on the individual.
Users can configure custom nodes and route connections through Tor according to secondary sources, which helps avoid reliance on default public infrastructure. These options reduce certain metadata leaks when properly set, though the official site and README do not detail their implementation status.
The built-in swap feature routes trades through third-party providers. Any KYC requirements imposed by those providers can create a direct link between an identity and subsequent XMR activity, weakening the privacy guarantees that local storage otherwise supports.
The wallet offers no hardware pairing and no documented third-party security audits. Without hardware-backed signing, XMR users depend solely on device security and careful seed handling. The absence of audits means code-level assurances rest only on the public GPL-3.0 repository and ongoing community review.
For Monero holders these choices mean strong baseline self-custody but require active configuration of nodes or Tor to approach optimal privacy. Swaps remain the clearest operational weak point where identity exposure is possible.
Stack Wallet distributes builds through Google Play, the Apple App Store, direct APK downloads, its dedicated F-Droid repository, and native desktop packages for Windows, macOS, and Linux. No browser extension exists. The wallet supplies custom node configuration for Monero and other coins, routes swaps through third-party exchange providers, and stores all private keys locally under a GPL-3.0 license.
Hardware wallet pairing, fiat on-ramps, staking, dApp browsers, and WalletConnect are absent. These choices produce a focused feature set centered on self-custody and privacy defaults rather than broad ecosystem integration.
| Wallet | Open-source status | Monero node support | Exchange integration | Hardware compatibility | Desktop / Mobile coverage |
|---|---|---|---|---|---|
| Stack Wallet | Yes (GPL-3.0, GitHub) | Custom nodes supported | Built-in via third-party providers | None | Windows, macOS, Linux, iOS, Android (F-Droid included); no browser extension |
Stack Wallet installs from the Google Play Store, Apple App Store, the project’s dedicated F-Droid repository, direct APK files, or desktop builds for Windows, macOS, and Linux. After installation, launch the app and choose to create a new wallet or restore an existing one from its seed phrase; private keys and seeds are generated locally on the device.
The multi-wallet address book lets users save and label receive addresses across coins. Favorites mark coins for faster initial sync when the app opens. To perform a swap, open the exchange tab, select the pair, and route the trade through one of the integrated third-party providers.
In settings, select a coin, choose “Custom node,” and enter the host and port of a preferred server. The wallet then connects directly to that node for transaction broadcast and balance queries instead of default endpoints.
Yes. The wallet lists Monero among its supported assets and includes privacy-preserving defaults for XMR transactions along with options for custom nodes and testnet support.
Active development continues, with v2.7.1 released on 24 August 2026 and v2.6.0 released on 26 June 2026, adding exchange integrations and fixes for privacy coins including Firo Spark.
Swaps route through third-party providers such as Exolix and ShopInBit. Reliability depends on those external services, and the wallet itself does not guarantee execution or pricing.
App-level backup bundles are designed to restore only inside Stack Wallet. They do not transfer to other wallets or platforms, so users must keep the original seed phrase for full portability.
It is available on iOS, Android via Google Play and a dedicated F-Droid repository, plus desktop versions for Windows, macOS and Linux. No browser extension exists.
The full codebase is published on GitHub under the GPL-3.0 license and maintained by Cypher Stack, with no reported security incidents to date.
